Financial Planning

Full financial planning services are available to every client as part of our service.

For individuals, this includes advice on investment planning, tax efficiency, social security, retirement, education planning, or passing on a legacy to future generations.

For institutions, this includes developing an Investment Policy Statement, investment strategies, or donor strategies.

Financial Planning Services Disclosure:  Hanson & Doremus provides financial planning services to Clients that specifically engage Hanson & Doremus for investment management services. The planning can include defining goals, designing a plan, implementing the plan, and evaluating and adjusting the plan over time, at the request of the client. The financial planning includes advice regarding securities investing, and may include discussions of a client’s tax, insurance, employee benefits, estate planning and other issues. Hanson & Doremus, however, does not provide legal, insurance, employee benefit, estate planning, tax or accounting advice, and the client must rely on legal, insurance and accounting professionals for that advice and documentation.